The Social Security Administration (SSA) in the United States has announced that the next round of Social Security payments is scheduled for April 16, 2025. But not everyone will receive it. This payment is specifically for Group 3 retirees — a category based on the retiree’s birth date and approval timeline.
So, who exactly will get their money this week, how much can they expect, and what should they do if there’s a delay? Let’s break it down in simple words.
Who Will Receive Social Security on April 16?
If you are a retiree in the United States and your Social Security retirement benefits were approved after May 1997, and you were born between the 11th and 20th of any month, you are part of Group 3. You will get your April payment on Wednesday, April 16, 2025.
Social Security follows a staggered payment schedule based on your date of birth. This helps the system manage payments smoothly and avoid overload. Here’s how it works:
- Group 1: If your retirement was approved before May 1997, you get paid at the beginning of each month.
- Group 2: Born between the 1st and 10th — you get paid on the second Wednesday of each month.
- Group 3: Born between the 11th and 20th — payment on the third Wednesday (that’s April 16).
- Group 4: Born between the 21st and 31st — payment on the fourth Wednesday, which is April 23 this month.
How Much Will You Get?
This is one of the most common questions, and the answer is, it depends.
Social Security payments are based on your work history, earnings, and the age at which you retire.
Here’s a simple breakdown:
- If you retire at the full retirement age of 67, the maximum monthly benefit in 2025 is $4,018.
- If you delay your retirement until age 70, the benefit can go up to $5,108.
- However, most people don’t receive the maximum. The average retiree receives around $1,500 to $2,000 per month.
So your payment will vary depending on your income history and when you choose to start collecting benefits.
What About Other April Payments?
After the April 16 payout for Group 3, there’s one more round of payments this month:
- April 23, 2025: This is for Group 4 — people born between the 21st and 31st of any month.
There’s also a different payment schedule for those who receive Supplemental Security Income (SSI). These are typically low-income individuals, including the elderly and disabled people, who receive extra help from the SSA.
In April 2025, SSI beneficiaries will already receive their single payment at the beginning of the month. However, in May, they are scheduled to receive two payments — on May 1 and again on May 30. That’s because June 1 falls on a weekend.
What If Your Payment Doesn’t Arrive on Time?
This can be stressful, but there’s a clear process to follow if you don’t receive your expected payment on the scheduled date.
Here’s what the Social Security Administration recommends:
- Check with your bank first. Sometimes the delay is from the bank’s side, especially if there are system updates or holidays.
- If your bank has no information, then wait for 3 business days.
- Business days do not include weekends or federal holidays.
- If the money still hasn’t arrived, contact SSA directly at 1-800-772-1213 or visit your nearest local SSA office.
It’s important to stay patient but alert. Payments are processed electronically and may sometimes take a little longer than expected.
Why Are These Payments Important?
For millions of Americans, Social Security is the primary source of income after retirement. Delays in these payments can cause financial difficulties, especially for older adults who rely on this money for rent, groceries, and healthcare.
That’s why the SSA has a well-defined process for resolving issues quickly. If you face problems, don’t hesitate to call and follow up.
Disclaimer: Our team meticulously fact-checked this article to ensure accuracy and transparency. We strive to deliver trustworthy and dependable content to our readers.
